USA Today Reports Thirteen might not be the luckiest of numbers, but 2013 could be a pretty good year to get on a better financial footing — if you’re not fussy. Now 2013 is the year I will finally use a 1991 calendar. While cleaning, I found a Laura Ashley desk calendar that was too pretty to use back then. The days of the week for 1991 match up with 2013. See www.whencanireusethiscalendar.com. Now, 13 other tips for ’13: • No. 1: Use what you’ve got. It is possible to make dinner out of what’s at home at least one day a week. Need a use for small bottles of…